Privacy Policy

Last updated: August 2026 | Effective immediately

1. Overview & Zero-Data Architecture

The Net Worth & Income Comparator Project is built with a privacy-first, client-side execution architecture. We believe your financial demographics (income, net worth, household composition) belong exclusively to you. All percentile calculations, Cost-of-Living index adjustments, and chart renderings take place 100% locally inside your web browser.

2. What Information We Do NOT Collect

When you interact with our forms or calculators, your data is processed dynamically in JavaScript memory on your device:

• No Form Transmission: Your entered annual income, net worth, assets, debts, or household size are never transmitted to any external server or database.
• No User Profiles or Accounts: We do not require accounts, logins, emails, or personal identification.
• No Financial Data Storage: We do not store financial numbers in local cookies or server logs.

3. GDPR & CCPA Compliance

Because we do not store, process, transmit, or sell personal financial data or Personally Identifiable Information (PII):

• You automatically retain full sovereignty over your data.
• Closing or refreshing your browser tab immediately wipes all entered demographic inputs from volatile browser memory.

4. Analytics & Third-Party Services

If hosted on public infrastructure, standard HTTP server requests may log anonymous network diagnostics (e.g. IP address, user agent, requested static file paths) solely for server health and DDoS mitigation. No financial inputs are attached to web requests.

5. External Links & Sponsor Advertisements

Our application contains links to external sponsor services and financial advisory resources (e.g. Betterment, Monarch Money, Vanguard, Fidelity). Visiting external websites subjects you to their respective privacy policies and terms.

6. Updates to This Policy

We may update this Privacy Policy periodically. Any modifications will be posted directly to this page with an updated revision date.