Terms of Service & Disclaimer
Last updated: August 2026 | Effective immediately
⚠️ IMPORTANT FINANCIAL DISCLAIMER & NOTICE
This web application reflects personal analytical views, mathematical models, and demographic estimations derived from public survey data (2022 Federal Reserve Survey of Consumer Finances and 2023 US Census Bureau CPS ASEC). Figures, calculations, and percentiles presented herein are statistical estimates and may not be 100% accurate or reflective of all individual financial situations.
Nothing on this site constitutes professional financial, tax, investment, or legal advice. Always consult a licensed Certified Financial Planner (CFP) or certified public accountant before making financial decisions.
1. Benchmark Estimation Models
Percentile distributions, S-curves, and benchmark comparisons are modeled using mathematical interpolations derived from public statistical datasets (2022 Federal Reserve Survey of Consumer Finances and 2023 US Census Bureau CPS ASEC). Results are estimates and may not reflect real-time economic adjustments or micro-demographics.
2. No Fiduciary Relationship
Your use of this web application does not establish a advisor-client, fiduciary, or professional service relationship. We are not liable for any financial decisions, losses, or actions taken based on figures or educational timelines presented on this website.
3. Intellectual Property & Usage
The code, layouts, and visualization styles of the Net Worth & Income Comparator project are open for individual, non-commercial educational reference. Redistribution or commercial framing without attribution is prohibited.
4. Limitation of Liability
To the maximum extent permitted by applicable law, the project maintainers shall not be held liable for any indirect, incidental, consequential, or punitive damages arising out of your access to or reliance upon the calculations and advice timelines provided herein.